Welcome to the All Western Mortgage rates page. You can see programs with rates reflecting no cost including title and escrow, no point loans, and you have the ability to buy the rate down. Complete an online application today to get an accurate estimate and pre-approval or just email info@realestateloandoctor.com for information!
Current posted rates are in effect as of 05/14/2012 3:27:42 PM Central Time. Rates are subject to change without notice.
FHA Streamline 30 YR Fix No Cost
Rate
Points
APR
Lock Days
3.875%
0.000%
0
VA Streamline, no cost, no appraisal,
Rate
Points
APR
Lock Days
4.250%
0.000%
30
HARP 2.0 30 Year Fix for Upside down Loans
Rate
Points
APR
Lock Days
4.000%
0.750%
4.127%
30
4.250%
0.000%
4.315%
30
4.500%
-1.000%
4.480%
30
The APR is calculated using a loan amount of $417,000 and these typical fees.
USDA Guarnteed Rural Housing Loan
Rate
Points
APR
Lock Days
3.875%
1.000%
0.000%
30
4.125%
0.000%
0.000%
30
30/25 Year Fix Conventional loans up to $417,000
Rate
Points
APR
Lock Days
3.375%
1.970%
3.600%
30
3.500%
1.318%
3.672%
30
3.625%
0.675%
3.745%
30
3.750%
0.180%
3.830%
30
3.875%
-0.695%
3.883%
30
The APR is calculated using a loan amount of $417,000 and these typical fees.
15 Year Fix Conventional Loan up to $417,000
Rate
Points
APR
Lock Days
2.750%
1.850%
3.045%
30
2.875%
1.325%
3.112%
30
3.000%
0.350%
3.127%
30
3.125%
0.000%
3.213%
30
3.250%
-0.400%
3.294%
30
The APR is calculated using a loan amount of $417,000 and these typical fees.
10 Year Fix Conventional loan up to $417,ooo
Rate
Points
APR
Lock Days
2.625%
2.500%
3.306%
30
2.750%
1.100%
3.131%
30
2.875%
0.475%
3.124%
30
3.000%
-0.400%
3.064%
30
3.125%
-0.650%
3.137%
30
The APR is calculated using a loan amount of $417,000 and these typical fees.
7 Year Fix ARM Conventional Loan
Rate
Points
APR
Lock Days
2.500%
2.637%
4.523%
30
2.625%
1.196%
4.353%
30
2.750%
0.737%
4.359%
30
2.875%
0.388%
4.278%
30
3.000%
0.000%
4.283%
30
The APR is calculated using a loan amount of $416,000 and these typical fees.
5 Year Fix ARM Conventional
Rate
Points
APR
Lock Days
2.375%
1.625%
4.449%
30
2.500%
1.125%
4.366%
30
2.625%
0.875%
4.370%
30
2.750%
0.500%
4.288%
30
2.875%
0.250%
4.292%
30
The APR is calculated using a loan amount of $416,000 and these typical fees.
3 Year Fix ARM Conventional
Rate
Points
APR
Lock Days
2.375%
1.250%
4.381%
30
2.500%
0.875%
4.384%
30
2.625%
0.750%
4.386%
30
2.750%
0.625%
4.389%
30
2.875%
0.500%
4.306%
30
The APR is calculated using a loan amount of $416,000 and these typical fees.
30/25 Year Fix High balance Loan over $417,000
Rate
Points
APR
Lock Days
4.125%
1.450%
4.297%
30
4.250%
1.050%
4.389%
30
4.375%
0.565%
4.473%
30
4.500%
0.469%
4.590%
30
4.625%
0.223%
4.695%
30
The APR is calculated using a loan amount of $600,000 and these typical fees.
15 Year Fix High balance loans over $417,000
Rate
Points
APR
Lock Days
3.250%
1.470%
3.551%
30
3.375%
1.080%
3.619%
30
3.500%
0.689%
3.687%
30
3.625%
0.469%
3.780%
30
3.750%
0.221%
3.868%
30
The APR is calculated using a loan amount of $600,000 and these typical fees.
5 YearFix ArmHigh Balance Loan loans over $417,000
Rate
Points
APR
Lock Days
2.500%
1.250%
4.355%
30
2.625%
0.875%
4.359%
30
2.750%
0.625%
4.363%
30
2.875%
0.250%
4.281%
30
3.000%
0.000%
4.285%
30
The APR is calculated using a loan amount of $600,000 and these typical fees.
3 YearFix ArmHigh Balance Loans over $417,000
Rate
Points
APR
Lock Days
2.375%
1.000%
4.370%
30
2.500%
0.750%
4.373%
30
2.625%
0.500%
4.290%
30
2.750%
0.250%
4.292%
30
2.875%
0.000%
4.295%
30
The APR is calculated using a loan amount of $600,000 and these typical fees.
FHA 30 Year Fix Government loan loan amount varies
Rate
Points
APR
Lock Days
3.375%
2.258%
3.656%
30
3.500%
0.680%
3.651%
30
3.625%
0.546%
3.766%
30
3.750%
-1.500%
3.724%
30
3.850%
-1.700%
3.807%
30
The APR is calculated using a loan amount of $250,000 and these typical fees.
FHA 15 Year Fix Government Loans loan amount varie
Rate
Points
APR
Lock Days
2.750%
0.683%
3.020%
30
2.875%
0.266%
3.085%
30
3.000%
-0.432%
3.109%
30
3.125%
-0.639%
3.204%
30
3.250%
-1.509%
3.204%
30
The APR is calculated using a loan amount of $250,000 and these typical fees.
FHA 10 Year Fix Governmt Loan loan amount vary
Rate
Points
APR
Lock Days
2.750%
1.728%
3.367%
30
2.875%
1.307%
3.403%
30
3.000%
1.001%
3.463%
30
3.125%
0.576%
3.497%
30
3.250%
-0.892%
3.310%
30
The APR is calculated using a loan amount of $250,000 and these typical fees.
FHA 5 Year Fix ARM Government Loan
Rate
Points
APR
Lock Days
2.500%
1.581%
4.491%
30
2.625%
1.253%
4.407%
30
2.750%
0.582%
4.411%
30
2.875%
0.253%
4.329%
30
3.000%
-0.174%
4.333%
30
The APR is calculated using a loan amount of $250,000 and these typical fees.
FHA 3 Year Fix Government Loan
Rate
Points
APR
Lock Days
2.500%
0.681%
4.433%
30
2.625%
0.369%
4.349%
30
2.750%
-0.127%
4.352%
30
2.875%
-0.500%
4.354%
30
3.000%
-0.828%
4.272%
30
The APR is calculated using a loan amount of $250,000 and these typical fees.
VA 30 Year Fix Government Loan for Veterans
Rate
Points
APR
Lock Days
3.375%
1.800%
3.618%
30
3.500%
0.982%
3.677%
30
3.625%
0.822%
3.789%
30
3.750%
-1.630%
3.713%
30
3.875%
-1.890%
3.817%
30
The APR is calculated using a loan amount of $250,000 and these typical fees.
VA 15 Year Fix Government Loans for Veterans
Rate
Points
APR
Lock Days
2.750%
0.588%
2.982%
30
2.875%
0.463%
3.090%
30
3.000%
-0.182%
3.122%
30
3.125%
-0.367%
3.220%
30
3.250%
-1.490%
3.183%
30
The APR is calculated using a loan amount of $250,000 and these typical fees.
VA 5YearFixARM Government Loans For Veterans
Rate
Points
APR
Lock Days
2.500%
1.819%
4.491%
30
2.625%
1.503%
4.495%
30
2.750%
0.832%
4.411%
30
2.875%
0.503%
4.415%
30
3.000%
0.175%
4.333%
30
The APR is calculated using a loan amount of $250,000 and these typical fees.
VA 3YearFixARM Government Loans for Veterans
Rate
Points
APR
Lock Days
2.500%
0.937%
4.421%
30
2.625%
0.619%
4.424%
30
2.750%
0.000%
4.340%
30
2.875%
-0.250%
4.343%
30
3.000%
-0.578%
4.260%
30
The APR is calculated using a loan amount of $250,000 and these typical fees.
We have various programs for all types of loans, best is to email for a accurate rate quote. FIll out the online application or email MIchael Diaz at mdiaz@awmlv.com
Michael Diaz NMLS#380048 770 Coronado Center Dr #160 Henderson, NV 89052